This Is Why I’m Broke: A Personal Story On How To Survive College Without Debt

College is a big milestone for most young people, and it can be especially daunting for those who are Planning on attending without taking on any debt. If you’re like me, you’ve probably been told by countless people that going to college is the best decision you’ll ever make. But what if you don’t have the money? What if you don’t have any scholarships or grants? What if you don’t have any family money? In this blog post, I will share my story on how I survived college without any debt. I will discuss some of my tips and tricks, as well as offer some advice for those who are planning on going the same route.
this is why im broke is a personal blog written by a college student who did not take on any debt to attend school. He discusses his strategies for surviving without any financial assistance.

My journey to becoming a college student

I never thought I’d end up here. Five years ago, I was a high school graduate ready to start my adult life. Turns out, that wasn’t such a great idea. After a series of dead ends and bad decisions, I found myself working full-time while attending night classes to get my degree in marketing. The cost of tuition, room and board, books, and other living expenses was eating away at my wallet, and I didn’t have enough money left over to pay off any debt from my undergraduate degree.

It was an uphill battle. There were times when I wanted to give up completely. But then I remembered all the people who told me not to do this: My parents, my friends who were going through the same thing, even the financial advisors who said I shouldn’t go back to school because it would be too expensive. And so I pushed on—even though it felt like every day was a battle.

But now that I’m finished with college and have no debt hanging over my head, it feels amazing! College is possible without going into debt—and there are plenty of resources available if you don’t have access to scholarships or grants. Here are some tips on how to make your dream of becoming a college student a reality without breaking the bank:

1) Plan Your Budget Before You Start School

The first step is figuring out how much money you need each month to cover your expenses. This includes rent, food, transportation, and any other costs associated with attending school. Add up your total expenses each month and write down where you’re going to get the extra money from.

2) Make Use of Scholarships and Grants

There are a lot of scholarships and grants available to students who meet specific criteria. You can search online or contact your school’s financial aid office to find out more information.

3) Don’t Overlook Part-Time Jobs

Some students find it difficult to make ends meet while attending school full-time, but there are other ways to get by. For example, you could look for part-time jobs in the area where you want to study or work as a student ambassador at a local business.

4) Live Off Campus If Possible

If living off campus is not an option for you, think about ways to cut costs. For example, try eating out less or using coupons. Or try putting some money away each month so that you have enough money to cover unexpected expenses.

5) Get Help from Your Family and Friends

Many students rely on family and friends for financial help when they start school. Ask them if they’d be willing to chip in a little each month, or offer to do some of the household chores in exchange for financial support.

Once you have a plan and a budget, it’s time to start applying for scholarships and grants. If you don’t qualify for any financial aid, don’t give up! There are plenty of other ways to pay for college, like student loans or workstudy programs. And remember: College is possible without going into debt!

How debt ruined my college experience

Debt ruined my college experience. I graduated from college with $60,000 in debt and no job to show for it. I’m now working two low-paying jobs to try and pay off my debt, and it’s been a struggle every step of the way. When I first started college, I was able to get student loans through the government. But after a few years of schooling, my income hadn’t increased enough to cover the interest on my loans, so I had to start borrowing from private lenders. This added another $10,000 to my total debt load. By the time I finished school, I was struggling to pay back even half of what I owed. In the end, debt ruined my college experience because it made it difficult for me to focus on learning. My finances were always a distraction from what I was supposed to be doing: studying for exams and building new skills for a future career. Thankfully, today I’m able to get out of debt without having to go through any more harsh financial experiences. Here are some tips that helped me survive: 1) Make sure you’re taking advantage of all your credits by getting paid back early For one thing, make sure you’re taking advantage of all your credits by getting paid back early. Doing this will reduce the amount of interest that you have to pay back over time. Furthermore, it will also help you build good credit which is essential if you ever want to borrow money in the future. 2) Get creative about how you’re paying off your debt In order to get out of debt as quickly as possible, you’ll need to be creative about how you’re paying off your debt. For example, you can consider refinancing your loans or getting a second job to help cover the interest payments. 3) Seek out financial counseling If you find that you’re struggling to pay back your debt, it might be a good idea to seek out financial counseling. This kind of assistance can help you figure out a plan for reducing your debt and improving your financial situation.

How I survived college without debt

If you’re like most college students, you’re probably wondering how you can survive without debt. If you follow these tips, you can successfully manage your expenses and still graduate with little to no debt.

Start by estimating how much money you will need each month to cover your essentials. This includes tuition, room and board, books, and other related expenses. Once you have an accurate figure, create a budget that reflects this amount.

Make sure that all of your expenses are included in your budget. Don’t forget about gas money, food costs, and other miscellaneous expenses.

Be diligent about saving money. Set aside money each month to cover your necessities and anything else that enters your mind. Try to get into the habit of automating your finances so that everything is done automatically without any thought on your part.

Take advantage of student loan programs if they are available to you. Many schools offer relief programs that can help reduce or even eliminate your debt burden after graduation. Contact your school’s financial aid office for more information on these programs.

Don’t be afraid to ask for help from family and friends. They may be willing to contribute money towards your expenses or provide a loan for a short period of time if needed. Plus, having others around who support you will give you the extra boost needed to stick with a budget and avoid borrowing money from the bank!

My tips for avoiding debt when going to college

student Loans: How to Avoid Debt When Going to College
Getting student loans can seem like the only option when going to college, but there are ways to avoid debt. Here are my tips for avoiding debt when going to college:

1. Start saving early. Make a goal of saving $10,000 by the time you graduate from college. This will help you cover your costs without borrowing money or taking out student loans.

2. Don’t overspend during your freshman year. It’s easy to get into debt while you’re still in school, and it’s hard to get out of debt once you’ve got a loan burden hanging over your head. Save your money until you have enough for car insurance, textbooks, and other necessary expenses.

3. Get scholarships and grants. There are often scholarships and grants available that can help cover the cost of tuition and fees. Check with your campus financial aid office for more information on these types of awards.

4. Use credit cards sparingly. Credit cards can be tempting for students because they offer short-term benefits like low interest rates and free flights, but using them too frequently can lead to high bills and debts that take a long time to pay off. Set reasonable limits on how much credit card spending you allow each month so that you don’t end up struggling with heavy debts years after graduating from college.


In this article, we discuss why you being weird to me it is so important to start planning for college as soon as you can. Although the costs of going to college have always been high, the cost of tuition and other related expenses has increased dramatically in recent years. Many students find themselves struggling to finance their education without resorting to loans or taking on credit card debt. By doing your research and having a solid plan in place, you can avoid making these common mistakes and build a strong financial foundation for your future.


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